My wife and I recently did a “once and a lifetime cruise” to the Med. First vaca in a long time and first long one without the kids (they are 25 & 21; us 60 & 57).

On the first night at the show the cruise director made a comment about a man in the back wearing at hat that written SKI on it. He asked us if we knew what that meant…Spending my Kids Inheritance!

Die with zero!

https://medium.com/illumination/should-you-take-social-security-at-62-or-wait-8319c2ac2c1e